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Resources empowering you to make the right decision for your flood insurance
Flood Map Service Center
The first step to understanding your flood insurance needs is to know if your property is in a high flood-risk area. Review your community Flood Maps by visiting the FEMA Flood Map Service Center.
Risk Rating 2.0
FEMA’s new rating methodology, Risk Rating 2.0: Equity in Action, considers specific
characteristics of a building – the Where, How, and What – to provide a more modern,
individualized, and equitable flood insurance rate. Understanding these characteristics helps to identify the building’s unique flood risk and associated premium.
Flood Calculator
Just 1 inch of water can cause $25,000 of damage to your home. Use this tool to see how much flood damage, even from just a few inches of water, could cost you.
FEMA Elevation Certificate
Elevation Certificates (ECs) are an optional tool used by the NFIP to evaluate a building’s First Floor Height (FFH) and adjacent elevation, stay in compliance with floodplain regulations and help lower the cost of flood insurance coverage.
How To Prepare For Floods
Take steps to protect your home, family, and financial security throughout the year, and take extra precautions when flooding is predicted in your area. Follow these recommendations from FEMA to prepare you and your family for potential flooding.
Frequently Asked Questions
Is Flood Insurance included in my homeowner’s insurance?
Do I need to have flood insurance?
How do I know if I’m in a high-risk flood area?
What is covered by flood insurance?
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